Smarter portfolios built from thousands of global investments —no predictions required.
See for yourself:
Global exposure, smart diversification, and real numbers to back it up
Normal
Optimal
# of asset classes owned
5
With just five asset classes, you're overexposed and underprepared. When one lags, there’s nowhere to hide — and the downside hits harder.
12+
With 12+ asset classes, you’re not chasing returns — you’re catching them. It’s smart positioning, not lucky timing.
# of stocks & bonds owned
83
A small stock basket concentrates risk. One misstep hurts more — and the market doesn’t pay you extra for it.
12,360
A larger stock basket spreads risk and captures more consistent returns. It protects against single-stock shocks and avoids risks that don’t boost reward.
fund expense ratios
1.20%
Higher fees create long-term drag — quietly compounding against you year after year. Over a lifetime, that friction can mean hundreds of thousands — even millions — less in portfolio value.
0.28%
Paying less means keeping more. Lower fees compound in your favor, helping you build more wealth without giving up performance.
Oh, and 3 other things:
1. Complete independence.
We’re not limited by third-party menus — we can invest anywhere in the market.
2. Fiduciary obligation.
We choose investments to fit you — no fund ties, no kickbacks, just fiduciary advice.
3. No commissions.
Commissions create conflicts. We avoid them — using low-cost funds and a clear, flat fee that puts your growth first.
You work hard for your money — now let your money return the favor.
Are you invested properly?
We'll let you know!
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
